Business Gold Rewards Card from American Express

Credit Card Tips & Suggestions

Our Tips & Suggestions database will grow over time to help you the consumer avoid any kind of unwanted situation when using your credit card. Our database will cover things from using your credit card for online purchases, to the risks of using your credit card in local stores. We suggest that after applying for your credit card from our website, you read through our tips and suggestions so you can avoid being scammed or ripped off in the future when using your new card.

Tip: Restaurants & Fraud

One of the most rampant new ways of stealing someones credit card number and information could happen to you at any restaurant. Waiters and Waitresses are now using digital cameras or phone cameras to take pictures of your credit card when you hand it to them to pay for your dinner. The easiest way for them to do this is to slip the card into their pocket and take the picture while walking back to charge your card. We suggest if you pay with a credit card, watch your waiter or waitress closely. Make sure he or she does not enter the bathroom or leave your sight while holding your card. This is a good way to avoid credit card information theft!

Tip: Check Your Credit

One of the main criteria the credit card companies look at when processing your applications is your credit score. It's important to apply for a credit card that is designed for someone in your credit score range. We always suggest getting a free credit report like the one offered by GoFreeCredit on our website. Once you know your credit score it makes it that much easier to select a card offer you will get approved for instantly.